Investment and Finance Program

Financial Literacy:

 

Unit 1: Welcome to Financial Literacy

Get an introduction to the course and discover how you’ll be able to take your finances to the next level with practical tips and step-by-step guidance. It includes this lesson:

  1. Welcome to financial literacy

 

Unit 2: Budgeting and saving

Do you know how to design and balance a budget? What about the 50-30-20 budgeting rule? Whether you’re looking to pay off debt, save for a rainy day or just want to be more in control of your money, this unit can help you learn how to budget and save like an expert. It covers three lessons:

  1. Budgeting
  2. Reducing expenses
  3. Saving money

 

Unit 3: Consumer credit

Understanding credit is an essential part of making smart financial decisions. Find out how to use credit to your advantage with these three lessons:

  1. Credit score
  2. Credit cards
  3. Payment methods

 

Unit 4: Financial goals

Explore the importance of setting clear, achievable goals that pave the way for a stable financial future. Plus, learn how to prioritize your financial aspirations, create actionable plans and stay committed to your progress. This unit includes four lessons:

  1. Money personality
  2. Charitable giving
  3. SMART goals
  4. Short-, medium- and long-term goals

 

Unit 5: Loans and debt

The world of loans and debt can feel overwhelming. This unit breaks down the complexities of borrowing money to help you make smart decisions about debt. That way, you can transform loans and debt into useful tools for your financial well-being. Check out these five lessons:

  1. Borrowing money
  2. Types of loans
  3. Terms of borrowing
  4. Debt
  5. Bankruptcy

 

Unit 6: Insurance

Insurance can be a complex topic. There are so many types of insurance to know about—not to mention all the insurance jargon you have to decode. But insurance plays a vital role in safeguarding your financial future. And it’s crucial that you know how to make informed decisions about insurance. Gain the vital knowledge and tools you need to secure your financial future and peace of mind with these nine lessons:

  1. What is risk and how to manage it
  2. Insurance basics and terminology
  3. Health insurance options and costs
  4. Disability and long-term care insurance
  5. Life insurance
  6. Property insurance options and costs
  7. Car insurance options and cost
  8. Supplemental insurance and warranties
  9. Estate planning and legal instruments

 

Unit 7: Investments and retirement

Dive into different investment options and strategies so you can grow and secure wealth for the long term. Find out how to harness the power of investing to achieve financial freedom and set yourself up for a fulfilling, worry-free retirement. This unit includes three lessons:

  1. Introduction to saving and investing
  2. Risk and return of investment options
  3. Planning for retirement

Unit 8: Scams and fraud

Scammers are always evolving and coming up with new ways to trick people out of their money. Find out about different types of scams, the red flags to watch out for and ways to protect yourself from becoming a victim with these three lessons:

  1. How to protect your personal information
  2. Common scams
  3. Consumer protection agencies

Unit 9: Careers and education

Investing in your career and education is an important part of helping yourself succeed and reach your goals. Learning new skills and information can open up opportunities for better jobs and a brighter future. This unit covers four lessons:

  1. Education and earnings
  2. College, post-secondary education and training
  3. Cost of post-secondary education and training
  4. Choosing where to go

Unit 10: Taxes and tax forms

Figuring out taxes on your own can be daunting. These practical tips and step-by-step instructions simplify complex tax information so you can confidently manage your taxes. Explore the fundamentals of taxes, including the different types of income, how they’re taxed and key tax forms like the W-2, 1099 and 1098, in these two lessons:

  1. What are taxes?
  2. Tax forms

Unit 11: Additional resources

This final unit is packed with even more articles and videos to help you improve your financial literacy. This unit covers nine lessons:

  1. About this unit
  2. Saving and budgeting
  3. Interest and debt
  4. Investments and retirement
  5. Pay and benefits
  6. Taxes
  7. Housing
  8. Car buying and leasing
  9. Paying for college

Investments:

Intro

A quick intro to me + Invested Development, including course instructions.
Introduction video
Homework + Resources

Accountability Tracker PRINT ME OUT!

  • 51.8 KB

Lesson 1: Why You Need to Invest

Knowing the reasons why you need to invest is going to keep you motivated!
Lesson 1 video

Lesson 1 Slides.pdf

  • 5.25 MB
Homework + Resources

Lesson 2: What Should I Work on First?

Should I pay off debt or save an emergency fund or invest? Here’s how to think about your financial “order of operations.”

Lesson 2 video

Lesson 2 Slides.pdf

  • 8.12 MB
Homework + Resources

Lesson 3: Retirement and Investment Account Types

The question I get more than any other: Roth IRA or 401k? What is the right retirement account for me?
Lesson 3 Part 1 video

Lesson 3 Part 1 Slides.pdf

  • 2.45 MB
Lesson 3 Part 2 for Traditional Employment video

Lesson 3 Part 2 Traditional Employment Slides.pdf

  • 11.3 MB
Lesson 3 Part 2 for Self-Employed video

Lesson 3 Part 2 Self-Employment Slides.pdf

  • 10.6 MB
Homework + Resources
Mini Lesson 3 video on HSAs (optional)
Mini Lesson 3 video on taxes (optional)

Lesson 4: Retirement Savings Calculations (Optional)

In this lesson, I explain to you how to think about saving for financial freedom. Am I on the right track? How much should I save for retirement?

I’ve market this lesson as “optional” because the only real answer here is “save like hell” knowing that we cannot predict the future.

Lesson 4 video

Lesson 4 Slides.pdf

  • 1.73 MB
Homework + Resources

Lesson 5: Investing Foundations

What is investing? What can I expect out investing? Here, we discuss the building blocks of understanding investing that are imperative to building out a strategy.
Lesson 5 video

Lesson 5 Slides.pdf

  • 7.7 MB
Homework + Resources

Lesson 6: Stock Market Basics

Perhaps my favorite lesson, this is where we dive deep into the inner workings of the market.
Lesson 6 video

Lesson 6 Slides.pdf

  • 23 MB
Homework + Resources

Lesson 7: Active Versus Passive Management

Before we move to our different strategy options, there’s one big distinction we need to make.
Lesson 7 video

Lesson 7 Slides.pdf

  • 797 KB
Homework + Resources

Lesson 8: Deep Dive Into Investing Options

Here it is! The moment you’ve been waiting for! Let’s talk through your different options for building out an investment strategy.
Lesson 8 video

Lesson 8 Slides.pdf

  • 13.4 MB
Homework + Resources

INDEX FUND TICKERS!!

  • 41.8 KB

Lesson 9: Understanding Fees

One of the keys to your success is keeping more money in your pockets, and out of the pockets of the banks.
Lesson 9 video

Lesson 9 Slides.pdf

  • 11 MB
Homework + Resources

Lesson 10: Mutual Funds vs. ETFs

It’s confusing, I know! Here’s the difference between the two fund structures.
Lesson 10 video

Lesson 10 Slides.pdf

  • 1.12 MB
Homework + Resources

Lesson 11: How to Buy and Sell

Like okay great, but how do I actually click the buttons??
Lesson 11 video

Lesson 11 Slides.pdf

  • 1.28 MB
Homework + Resources

Lesson 12: Final Portfolios, Rebalancing, and Human Behavior

Long-term upkeep and strategies for success! If we’re gonna do it, let’s make sure we do it right.
Lesson 12 video

Lesson 12 Slides.pdf

  • 3.65 MB
Homework + Resources

Lesson 13: Digging In: Foreign Stocks + Bonds (Optional)

Lesson 13 video

Lesson 13 slides.pdf

  • 10.1 MB
Homework + Resources

Lesson 14: Socially Responsible Investing, Real Estate (Optional)

Lesson 14 video

Lesson 14 Slides.pdf

  • 10.4 MB
Homework + Resources

Bonus Lesson: FinTech Apps (Robinhood, Acorns, Etc)

Bonus Lesson video